Credit Manager-Wholesale Banking
Published date: 2026/11/09
- Location: Mumbai, Maharashtra, Mumbai, Maharashtra, India
Job Description
Job purpose: The candidate shall make credit appraisal of corporate borrowers from asset lending perspective and recommend new as well as existing relationships for approval. Role shall also involve portfolio monitoring interacting and coordinating with the business units, Internal stakeholders (legal/compliance/trade/internal audit/product team) and external Stakeholders (Banks / Rating Agencies) for existing and prospective relationships. Keeping the unit abreast of the current industry updates, Peer group update and competition updates.
Key Responsibilities
• Facilitate regular asset quality reviews with analytical insights to identify risks/ opportunities and recommend relevant actions
• Appraise and evaluate clients’ creditworthiness for onboarding asset relationship in accordance with bank policies and regulatory framework
• Review, recommend or reject loan requests, based on credibility and potential revenues and losses
• Negotiate loan terms with borrowers to mitigate credit risk
• Ensure credit policies and risk appetite criteria are adhered regularly,
• Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control
• Capture and share best- practice knowledge amongst the team
Job purpose: The candidate shall make credit appraisal of corporate borrowers from asset lending perspective and recommend new as well as existing relationships for approval. Role shall also involve portfolio monitoring interacting and coordinating with the business units, Internal stakeholders (legal/compliance/trade/internal audit/product team) and external Stakeholders (Banks / Rating Agencies) for existing and prospective relationships. Keeping the unit abreast of the current industry updates, Peer group update and competition updates.
Key Responsibilities
• Facilitate regular asset quality reviews with analytical insights to identify risks/ opportunities and recommend relevant actions
• Appraise and evaluate clients’ creditworthiness for onboarding asset relationship in accordance with bank policies and regulatory framework
• Review, recommend or reject loan requests, based on credibility and potential revenues and losses
• Negotiate loan terms with borrowers to mitigate credit risk
• Ensure credit policies and risk appetite criteria are adhered regularly,
• Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control
• Capture and share best- practice knowledge amongst the team
0 page views
Related listings
-
Senior ManagerBankJob Description: Overview (Bank overview, GBS India overview, Function Overview)* Bank of America is one of the world’s leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a ful...2026/11/09
-
Branch:Branch Relationship HeadBank• Officer Sales are a part of the Bank's front line sales team. • Their primary responsibility is sales of bank's products to new customers for the bank. • They will be required to take part in offsite marketing activities and travel locally to meet ...2026/11/09
-
Clearing and Settlement AnalystBankJob Title – Clearing and Settlement Analyst Location – Mumbai Role Description This specialized role entails day to day trade processing/settlements/FX/Cash processing. of DB Securities & Custody Operations team which supports local and offshore ...2026/11/09