Credit Manager-Loan Against Property
Published date: 2026/11/09
- Location: Agra, Uttar Pradesh, India
Job Title –Credit Manager – LAP
Place of work - Agra, UP, India
Business Unit – Retail Banking
Function – Credit
Job Purpose :
The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Roles & Responsibilities:
• Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes
• Supervise a team of credit underwriters and provide guidelines
• Conduct personal discussion with customers to establish credit worthiness
• Control and contain front-end delinquencies by calling up customer on first presentation
• Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits
• Coordinate with sales to achieve targets and ensure SLAs are met
• Ensuring credit policy adherence to the accepted standards
Managerial & Leadership Responsibilities: -
Educational Qualifications:
Graduate – Any (Full Time)
Post Graduate – Any(Full Time)
Experience:
1 - 4 years of experience in credit
Place of work - Agra, UP, India
Business Unit – Retail Banking
Function – Credit
Job Purpose :
The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Roles & Responsibilities:
• Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes
• Supervise a team of credit underwriters and provide guidelines
• Conduct personal discussion with customers to establish credit worthiness
• Control and contain front-end delinquencies by calling up customer on first presentation
• Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits
• Coordinate with sales to achieve targets and ensure SLAs are met
• Ensuring credit policy adherence to the accepted standards
Managerial & Leadership Responsibilities: -
Educational Qualifications:
Graduate – Any (Full Time)
Post Graduate – Any(Full Time)
Experience:
1 - 4 years of experience in credit
0 page views
Related listings
-
Pod LeadBankRole/Job Title: Pod Lead Business: Retail Assets Function/ Department: Retail Assets Place of work: Noida, Mumbai, Hyderabad Roles & Responsibilities: '- Manage CPA agents and ensure their TAT and FTR targets are met and high quality is maintaine...2026/11/09
-
Credit Manager-Loan Against PropertyBankJob Title –Credit Manager – LAP Place of work - Agra, UP, India Business Unit – Retail Banking Function – Credit Job Purpose : The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area...2026/11/09
-
Assistant Manager Jobs in SIDBI 2024 -CareersBankAssistant Manager Jobs in SIDBI 2024 Small Industries Development Bank of India Vacancy Name of Posts Assistant Manager Grade ‘A’ – General Stream Number of Position 100 Name of the organisation Small Industries Development Bank of India Job Location...2026/11/09