(UB-111) | WCCBG:Credit Manager SEG
Published date: 2026/11/07
- Location: Kolkata, West Bengal, India
About Wholesale Credit :
The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large / mid and SME clientele of the Bank.
It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role :
The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location.
The Credit Manager is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank
Key Responsibilities
- Review the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process, Turn Around Time and decision consistency
- Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.
- Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions
- Monitor the accounts to ensure maintenance of a healthy portfolio.
- Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
- Ensure timely completion of key deliverables, audit queries and adherence to the corporate credit policy / scheme
Qualifications :
Optimal qualification for success on the job is :
- Graduation / Post- Graduation (MBA / CA preferred) from a recognized institute
- Experience in assessing credit of Corporate clients
Role Proficiencies :
For successful execution of the job, the candidate should possess the following :
- Knowledge of credit, industry and product trends
- Knowledge of regulatory guidelines and norms
- Good communication (both verbal and written) skill in both English and the local language
- Ability to handle pressure and meet deadlines
The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large / mid and SME clientele of the Bank.
It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role :
The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location.
The Credit Manager is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank
Key Responsibilities
- Review the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process, Turn Around Time and decision consistency
- Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.
- Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions
- Monitor the accounts to ensure maintenance of a healthy portfolio.
- Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
- Ensure timely completion of key deliverables, audit queries and adherence to the corporate credit policy / scheme
Qualifications :
Optimal qualification for success on the job is :
- Graduation / Post- Graduation (MBA / CA preferred) from a recognized institute
- Experience in assessing credit of Corporate clients
Role Proficiencies :
For successful execution of the job, the candidate should possess the following :
- Knowledge of credit, industry and product trends
- Knowledge of regulatory guidelines and norms
- Good communication (both verbal and written) skill in both English and the local language
- Ability to handle pressure and meet deadlines
0 page views
Related listings
-
Infosys Careers - Infosys Jobs For Fresher - Jr...✓KolkataBankad_1] Infosys Recruitment 2022 Infosys Recruitment 2022 – Infosys has released Job notifications for Jr. Software Developer Posts. Infosys Jobs near me Infosys has positions open for Jr. Software Developer Posts in Across India. All positions require...2026/11/07
-
Direct Joining in Airlines Interview Going for FreshersBankJob Description Hello An employment advertisement in concern has been professed Fresher as well as experienced job hunters are invited to fill up vacancies Post :- Ground Staff/Retail /CSA/AME/TFS/Tag boy/ Loader Candidate Requirement Age Limit - 18 ...2026/11/07
-
Domestic Airlines are Looking Some Fresher Ground StaffBankJob Description VACANCY IN Hostess GROUND STAFF AND CARGO FOR AIRLINES SECTOR FRESHERSpice jet Indigo Go Air Air India Sates Vistara Jet Link Jet Airways Jet Lite Air Costa Deccan Blue Dart Celebe BWFS AVA TFS Taj Sats Bhadra Sun Group Air Asia *LOAD...2026/11/07