Senior Product Manager -- ETB

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.

Job Purpose

Build, drive and manage product initiatives from inception to execution, create a profitable Unsecured Loans franchise for the bank while maintaining adequate risk and profitability parameters.

Key Accountabilities
• Identifying business gaps and converting them into tech requirements
• Collaborating with Business users for converting the tech requirements into User Stories
• Making the tech teams understand the business requirements
• Lead project management from business perspective
• Understand PL business and systems involved

Job Duties & Responsibilities
• Build, drive and implement relevant product offerings/ Programs to drive Unsecured Lending business
• Liaise with internal stakeholders such as sales, risk, credit, legal, compliance, Business Intelligence and Analytics, operations, marketing, and technology teams to develop functionalities to enhance business and customer experience
• Develop customer communication, marketing initiatives to achieve business goals
• Track competition, industry metrics, forecasts, and qualitative market data of different segment
• Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters
• Focus on building new engagements & digital journeys with external vendors
• Track Unsecured Lending business market opportunity & competition
• Collaborate internally across functions from scratch to launch (scoping, customer journey/user stories, business case finalisation, requisite approvals, technology prioritisation & build, testing)
• Engage with partner stakeholders for commercials, tech integration framework, product
• Features & risk parameter finalisation, reconciliation requirements & other miscellaneous details
• Stay updated & ensure compliance to regulatory requirements
• Drive business profitably with a close eye on portfolio performance, SLAs etc. (Take Ownership of P&L)

Required Experience

7+ years in banking, financial services, fintech, or related industries with at least 3 years in Product role preferred.

Education / Preferred Qualification

CA/ master’s in marketing/ Finance from a reputed institute/ university

Core Competencies
• Understanding of lending business, experience in ecosystems would be a plus
• Product Management experience
• Project Management skills
• Tech Savvy and good understanding of designing customer journeys
• Ability to forge and manage relationships with senior internal/external stakeholders
• Business Development and managing strategic partnerships
• Strong communication skills both internal/external interactions
• Advanced Negotiation skills
• If you have strong experience in propelling business growth through partnerships and proven ability to drive strategic partnership deals from initiation to completion, come and join us on the journey of creating the Best Bank for a Better World!

Technical Competencies

MS office

Work Relationship

Internal – Sales, RMG, Finance, Operations, Technology, Compliance & Legal, Regional teams

External – Partner teams

Primary Location

India-Maharashtra-Mumbai

Job

Product Management

Schedule

Regular

Job Type

Full-time

Job Posting

Aug 10, 2023, 3:30:06 PM