Senior Manager - MSME Relationship (MMG/S-III)
Published date: 2024/01/10
- Location: Mumbai, Maharashtra, India
Roles & Responsibilities:
• To identify new business opportunities / conducting customer outreach programs with MSME product basket. To achieve set targets in terms of revenue and volume.
• Strong Sales and Relationship Management skills.
• Deepening Relationship with existing and potential MSME Clients.
• Cross Selling of Ancillary Business to Existing as well as New MSME Customers.
• Creating Account Plans for MSME Borrowers along with Opportunity Income Analysis.
• To identify market pulse and analysis of competitor activities.
• To communicate key/relevant information regarding client/MSME portfolio to higher authorities time to time.
• To manage account receivables and resolving/collection of long outstanding debts.
• Supporting Relationship Managers NTB/Branch for smooth on-boarding of fresh MSME business.
• To negotiate deals with the ability to interact with people at various levels of organization and outside environment. Ability to identify key issues in complex problems/assignments and analyse those to make effective decisions.
• To assess the Financial statement (i.e PAT, loss, rating, etc...)
• Ability to conduct preliminary due diligence.
• Any other work assigned from time to time
Education Qualification:
Graduate in any discipline with minimum 60% marks in all semesters/years.
or
Post Graduate / MBA (Marketing & Finance) or equivalent professional qualification
Work Experience:
Minimum 8 years of experience of Relationship/Credit Management, preferably in MSME Banking with any Bank/ NBFC/Financial Institutions in India.
or
Minimum 6 years of experience of Relationship/Credit Management, preferably in MSME Banking with any Bank/ NBFC/Financial Institutions in India
• To identify new business opportunities / conducting customer outreach programs with MSME product basket. To achieve set targets in terms of revenue and volume.
• Strong Sales and Relationship Management skills.
• Deepening Relationship with existing and potential MSME Clients.
• Cross Selling of Ancillary Business to Existing as well as New MSME Customers.
• Creating Account Plans for MSME Borrowers along with Opportunity Income Analysis.
• To identify market pulse and analysis of competitor activities.
• To communicate key/relevant information regarding client/MSME portfolio to higher authorities time to time.
• To manage account receivables and resolving/collection of long outstanding debts.
• Supporting Relationship Managers NTB/Branch for smooth on-boarding of fresh MSME business.
• To negotiate deals with the ability to interact with people at various levels of organization and outside environment. Ability to identify key issues in complex problems/assignments and analyse those to make effective decisions.
• To assess the Financial statement (i.e PAT, loss, rating, etc...)
• Ability to conduct preliminary due diligence.
• Any other work assigned from time to time
Education Qualification:
Graduate in any discipline with minimum 60% marks in all semesters/years.
or
Post Graduate / MBA (Marketing & Finance) or equivalent professional qualification
Work Experience:
Minimum 8 years of experience of Relationship/Credit Management, preferably in MSME Banking with any Bank/ NBFC/Financial Institutions in India.
or
Minimum 6 years of experience of Relationship/Credit Management, preferably in MSME Banking with any Bank/ NBFC/Financial Institutions in India
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