Senior Analyst-Treasury

Global Treasury Operations (GTO) organization has regional operations teams across APAC, EMEA, US & Canada and LAC. Treasury Operations (APAC) team manages daily cash management activities so that sufficient cash is available in 300+ bank accounts for 30+ legal entities held with 100+ bank partners. Additionally, the team also manages FX exposures clearing/hedging for restricted currency markets in APAC region.

We are looking for a top caliber Treasury professional to execute Cash Management and FX Exposure Risk Management activities for APAC markets.

APAC Treasury Operations team is responsible for clearing/hedging FX exposures for restricted currency markets in APAC region and act as back-up for EMEA GTO in case of Out of Region (OOR) BCP situation.

This Band 30 Tier 2 role is responsible for the following:
• Manage the cash and funding requirements for selected markets including Singapore entities at the lowest possible cost while balancing the need to protect against interest rate and liquidity risks.
• Manage credit facilities with banking partners by leading discussions on terms, operational aspects & documentation requirements for new lines setup and renewals.

Mandatory Requirements
• Knowledge understanding of Transactional banking products applicable to corporates
• Experience of money market products offered by banks to corporates for borrowings and placements

Specific Responsibilities:
• Daily Cash and FX management - Monitoring bank accounts of set of markets including Singapore entities and moving cash in the various accounts to ensure sufficient liquidity to settle day to day obligations.
• Ensuring exiting credit facilities are renewed timely and new lines setup to ensure no funding impact.
• Provide support to ad-hoc projects related to Liquidity Management.
• Providing coverage for other analysts in their absence and acting as a backup for the manager for treasury related activities.
• Maintaining a close working relationship with external banks and wide range of internal customers, such as New York and UK treasury, financial controllers, technologies and other finance groups.
• This role may have a dotted line reporting to Finance Lead (located outside of India) for Pioneer Singapore entity
• This role would require flexibility to work on certain Indian holidays as the Singapore market is working on those days. Instead, opted leaves can be aligned with Singapore market holidays.
• Work timing for this role would be 7:00 AM to 3:30 PM
• This role may be subject to additional background verification checks.

Critical Factors to Success:
• Deliver key treasury operations goals such as optimizing overall cost of funds for the markets and minimizing idle cash needs for operating businesses.
• Demonstrate operation excellence, streamline daily cash and drive efficiencies in processes.
• Understand and leverage intelligent automation technologies to generate use cases within the team and create opportunities to support automation team to get it implemented.

Past Experience:

At least 4 years of past experience in a corporate treasury or banks is desirable

Academic Background:

MBA (Finance)/CA/CPA with 1-3 years of experience OR Graduate/Postgraduate in Finance/Economics with 4-5 years of experience.

Job Timings: am to pm to cater to APAC markets.

Functional Skills/Capabilities:
• Working Knowledge of cash management and FX exposure management processes.
• Familiarity with Transactional Banking, funding solutions, money market instruments, derivative instruments, bank account structures like sweeps, pooling solutions
• Sound understanding of card business model and economics.
• Hands on experience of Treasury Management System
• Experience with Automation tools and advanced excel skills would be desirable.

Technical Skills/Capabilities:
• Knowledge of different funding solutions like Bank borrowings, overdrafts etc. and bank account structures like physical and notional pools
• Experience with automation tools and advances excel skills would be desirable

Behavioral Skills/Capabilities/Enterprise Leadership Behaviors
• Strong attention to detail, analytical, motivated and independent
• Effective team player
• Excellent verbal and written communication skills. Able to effectively communicate highly technical matters in a clear and concise manner
• Ability to perform in a high-pressure environment, meet tight deadlines and manage multiple priorities
• Set The Agenda: Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective
• Bring Others With You: Build the Best Team, Seek & Provide Coaching Feedback, Make Collaboration Essential
• Do It The Right Way: Communicate Frequently, Candidly & Clearly, Make Decisions Quickly & Effectively, Live the Blue Box Values, Great Leadership Demands Courage

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations