Sales Manager-Used 2 Wheeler Loan
Published date: 2024/01/10
- Location: Ajmer, Rajasthan, India
Job Description
Role/ Job Title: Sales Manager-Used 2 Wheeler Loan
Function/ Department: 2 Wheeler Loan
Job Purpose:
The role entails scaling up the business for the Two-wheeler lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - Product Head, Operations, Sales, Information Technology, Credit, Business Intelligence Unit for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.
Roles & Responsibilities:
• Acquisition of Two-Wheeler loan customers in the identified segment and reference generation from the specified catchment area
• Grow the Asset Under Management base for Two-Wheeler Loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met
• Collaborate with the Product Head Two-Wheeler Loan to ensure that the customers are offered the best in class solutions funding/multi funding requirements and key Direct Sales Teams are appropriately incentivize.
• Ensuring quality portfolio by minimizing delinquency and rejection
• Extensive knowledge and understanding of retails assets, products and operations
• Identifying the changing market trends, channel development for acquiring business and provide high quality customer service
• Design a fulfilling customer journey leading to customer delight and making IDFC FIRST their banking partner of choice
• Ensure the successful adoption of internal compliances & regulatory framework across the business.
Education Qualification:
Graduation: Bachelor’s in Engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Management
Post-graduation: MBA
Experience: 0 to 2 years plus experience in Retail Banking
Role/ Job Title: Sales Manager-Used 2 Wheeler Loan
Function/ Department: 2 Wheeler Loan
Job Purpose:
The role entails scaling up the business for the Two-wheeler lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - Product Head, Operations, Sales, Information Technology, Credit, Business Intelligence Unit for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.
Roles & Responsibilities:
• Acquisition of Two-Wheeler loan customers in the identified segment and reference generation from the specified catchment area
• Grow the Asset Under Management base for Two-Wheeler Loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met
• Collaborate with the Product Head Two-Wheeler Loan to ensure that the customers are offered the best in class solutions funding/multi funding requirements and key Direct Sales Teams are appropriately incentivize.
• Ensuring quality portfolio by minimizing delinquency and rejection
• Extensive knowledge and understanding of retails assets, products and operations
• Identifying the changing market trends, channel development for acquiring business and provide high quality customer service
• Design a fulfilling customer journey leading to customer delight and making IDFC FIRST their banking partner of choice
• Ensure the successful adoption of internal compliances & regulatory framework across the business.
Education Qualification:
Graduation: Bachelor’s in Engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Management
Post-graduation: MBA
Experience: 0 to 2 years plus experience in Retail Banking
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