RL - SBB:Secured Products Team

Currently SBB Deals with Several products under workingCapital Viz Digital STP QOD, Regular OD & Drop Line OD, Cash Credit, Term Loans, Merchant Cash Advance, Non Fund Based Products, and Loans for SEP

Key Responsibilities:
• Responsible for the Product Innovation & Life Cycle Management of WC Products
• Managing a WC book of about 35K Crore (FY 23 Exit) & being responsible for the P&L
• Strategize to Commercialize, monitor bottom line and set Controls for Robust Outcomes
• Be a Strong line of Support for the Front end team
• Team Handling Role with an opportunity to create Road map for future growth.
• Collaborate with Stake holders to augment existing Product, Policy & Process
• Be a part of the Digital transformation Journeys & drive the outcomes
• Budgeting & Constant review of goals in sync with Sales teams to deliver the goals.
• Ensure Compliance to all Governing regulations.
• Risk Management & monitoring of the book to ensure responsible Lending
• Monitor the RAROC & Yield closely, Take necessary steps proactively.

Qualifications:

Optimal qualification for success on the job is:
• Graduation/ Post-Graduation from a recognized institute

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:
• Strategic , Innovative Mindset with an ability to Think & create Road maps
• Execution Mindset to Create Several Pilots/ Projects and take them to logical conclusion
• Acumen to challenge Current Process & aim to create better ones
• Ability to partner in Creating new business models to aid growth
• WorkingCapitalKnowledge shall be an added advantage
• Result Oriented to strongly drive the outcomes by effective Collaboration