Risk Analyst
Published date: 2024/01/10
- Location: Chennai Tamil Nadu, Chennai, Tamil Nadu, India
Job Description:
Job Title- Risk Analyst
Location- New Delhi
Role Description
This role provides analysis of risks for a specific risk type (e.g. Credit, Market, Liquidity, Operational) and independently assesses material risks and/or key controls (as required), providing challenge where needed. They monitor risk exposures and performance or key risk metrics, using and reviewing the risk type methodologies and supporting development of these where appropriate. Role holders also support decision-making and approvals around risks and preparation of key risk documentation and reports. For Credit Risk: determines risk / return ratio and associated limit framework on client level lean risk transactions and assigns / approves credit ratings makes decisions and approvals based on their allocated authority level.
What we'll offer you
As part of our flexible scheme, here are just some of the benefits that you'll enjoy
• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above
Your key responsibilities
• Credit appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
• To be well versed in multi retail loan products and policies of HL, LAP, working capital and business loans, both secured and Unsecured.
• Evaluate and document the risks and mitigants while processing the proposal with adherence to quality and TAT
• Has understanding of property related knowledge with regard to legal title and market value of the property
• Timely completion of vendor management related activities, open audit queries and be able to guide and train sales personnel and CPA's.
Your skills and experience
• Candidate must be PG/ CA with at least 7-8 years of work experience in Underwritting of banking retail secured loan portfolio
• Should have basic knowledge of Legal and valuation of properties at the location
• Excellent written and oral communication skills
• Is adaptable and proactive on implementing technological changes in process when implemented
How we'll support you
• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs
Job Title- Risk Analyst
Location- New Delhi
Role Description
This role provides analysis of risks for a specific risk type (e.g. Credit, Market, Liquidity, Operational) and independently assesses material risks and/or key controls (as required), providing challenge where needed. They monitor risk exposures and performance or key risk metrics, using and reviewing the risk type methodologies and supporting development of these where appropriate. Role holders also support decision-making and approvals around risks and preparation of key risk documentation and reports. For Credit Risk: determines risk / return ratio and associated limit framework on client level lean risk transactions and assigns / approves credit ratings makes decisions and approvals based on their allocated authority level.
What we'll offer you
As part of our flexible scheme, here are just some of the benefits that you'll enjoy
• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above
Your key responsibilities
• Credit appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
• To be well versed in multi retail loan products and policies of HL, LAP, working capital and business loans, both secured and Unsecured.
• Evaluate and document the risks and mitigants while processing the proposal with adherence to quality and TAT
• Has understanding of property related knowledge with regard to legal title and market value of the property
• Timely completion of vendor management related activities, open audit queries and be able to guide and train sales personnel and CPA's.
Your skills and experience
• Candidate must be PG/ CA with at least 7-8 years of work experience in Underwritting of banking retail secured loan portfolio
• Should have basic knowledge of Legal and valuation of properties at the location
• Excellent written and oral communication skills
• Is adaptable and proactive on implementing technological changes in process when implemented
How we'll support you
• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs
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