Retail Assets Jaipur

Group Company: HDFC Bank Limited

Designation: Retail Assets - Gold Loan - Sales officer

Position description:

Responsible for sourcing business for the Gold Loan team

Primary Responsibilities:

• Sourcing Business- Solely responsible to source business through open market

• Need to create database of potential customers using lead generation tools

• Will work in catchment area and seek out new sales opportunities for driving revenue

• Relationship with customers:

• Sales Officer need to build and develop good relation with customer's and cater their gold loan needs according the requirement

• Need to sustain long-lasting relations with customers to focus more renewals of loan.

• Promotional Activities:

• Need to generate more business for team by conducting promotional activities like distribution of leaflet, canopy activity, ATM activities

• Need to conduct activities in residential & industrial places to create awareness of Gold loan amongst people.

• Cross Selling:

• Login FTR files at Local Ops/RAOPS

• Follow up with the Local Ops/RAOPS and ensure all cases are disbursed timely and not screwed towards the end of the month.

Additional Responsibilities:

• Processing Rights:

• Will be having rights of maker in LOS and has to initiate transaction in the system

• Sales officer will be signatory to the documents pertaining to the loan and mandatory presence is required during the processing of loan

• He is also construed as a pseudo custodian for the entire transaction

• Need to ensure all KYC copies are checked with originals and signed OSV, if required need to collect documents from customer's residence as per policy requirement

Educational qualifications preferred

• Category: Bachelor's Degree, Master's Degree

• Academic score: 50% +

Required work experience

• Industry: BFSI

• Role: Sales

• Years of experience: 1 to 3

Required Knowledge:

Work experience in the profile

Required Skills:

• Good Team spirit

• Inter personal skill

• Time / Team Management

• Good communication skill

Other:

• Reporting Designation: Sales Manager - GL

• Reporting Department-Sub BU: Retail Assets - Gold Loan

Specific requirements

• Travel: Customer Visits

Other details

• Contract Types: PERMANENT