Retail Assets
Published date: 2024/01/10
- Location: New Delhi, , Delhi, India
Group Company: HDFC Bank Limited
Designation: Retail Assets - Gold Loan - Sales officer
Position description:
Responsible for sourcing business for the Gold Loan team
Primary Responsibilities:
• Sourcing Business- Solely responsible to source business through open market
• Need to create database of potential customers using lead generation tools
• Will work in catchment area and seek out new sales opportunities for driving revenue
• Relationship with customers:
• Sales Officer need to build and develop good relation with customer's and cater their gold loan needs according the requirement
• Need to sustain long-lasting relations with customers to focus more renewals of loan.
• Promotional Activities:
• Need to generate more business for team by conducting promotional activities like distribution of leaflet, canopy activity, ATM activities
• Need to conduct activities in residential & industrial places to create awareness of Gold loan amongst people.
• Cross Selling:
• Login FTR files at Local Ops/RAOPS
• Follow up with the Local Ops/RAOPS and ensure all cases are disbursed timely and not screwed towards the end of the month.
Additional Responsibilities:
• Processing Rights:
• Will be having rights of maker in LOS and has to initiate transaction in the system
• Sales officer will be signatory to the documents pertaining to the loan and mandatory presence is required during the processing of loan
• He is also construed as a pseudo custodian for the entire transaction
• Need to ensure all KYC copies are checked with originals and signed OSV, if required need to collect documents from customer's residence as per policy requirement
Educational qualifications preferred
• Category: Bachelor's Degree, Master's Degree
• Academic score: 50% +
Required work experience
• Industry: BFSI
• Role: Sales
• Years of experience: 1 to 3
Required Knowledge:
Work experience in the profile
Required Skills:
• Good Team spirit
• Inter personal skill
• Time / Team Management
• Good communication skill
Other:
• Reporting Designation: Sales Manager - GL
• Reporting Department-Sub BU: Retail Assets - Gold Loan
Specific requirements
• Travel: Customer Visits
Other details
• Contract Types: PERMANENT
Designation: Retail Assets - Gold Loan - Sales officer
Position description:
Responsible for sourcing business for the Gold Loan team
Primary Responsibilities:
• Sourcing Business- Solely responsible to source business through open market
• Need to create database of potential customers using lead generation tools
• Will work in catchment area and seek out new sales opportunities for driving revenue
• Relationship with customers:
• Sales Officer need to build and develop good relation with customer's and cater their gold loan needs according the requirement
• Need to sustain long-lasting relations with customers to focus more renewals of loan.
• Promotional Activities:
• Need to generate more business for team by conducting promotional activities like distribution of leaflet, canopy activity, ATM activities
• Need to conduct activities in residential & industrial places to create awareness of Gold loan amongst people.
• Cross Selling:
• Login FTR files at Local Ops/RAOPS
• Follow up with the Local Ops/RAOPS and ensure all cases are disbursed timely and not screwed towards the end of the month.
Additional Responsibilities:
• Processing Rights:
• Will be having rights of maker in LOS and has to initiate transaction in the system
• Sales officer will be signatory to the documents pertaining to the loan and mandatory presence is required during the processing of loan
• He is also construed as a pseudo custodian for the entire transaction
• Need to ensure all KYC copies are checked with originals and signed OSV, if required need to collect documents from customer's residence as per policy requirement
Educational qualifications preferred
• Category: Bachelor's Degree, Master's Degree
• Academic score: 50% +
Required work experience
• Industry: BFSI
• Role: Sales
• Years of experience: 1 to 3
Required Knowledge:
Work experience in the profile
Required Skills:
• Good Team spirit
• Inter personal skill
• Time / Team Management
• Good communication skill
Other:
• Reporting Designation: Sales Manager - GL
• Reporting Department-Sub BU: Retail Assets - Gold Loan
Specific requirements
• Travel: Customer Visits
Other details
• Contract Types: PERMANENT
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