Relationship Manager- WBG

Facilitate the disbursement of funds once sanction is in place through coordination with various internal groups. You are also expected to complete post-disbursement documentation activities in coordination with control groups such as Legal, Compliance, and Credit Middle Office.

Portfolio Management:

Assist the Senior Relationship Manager/ Regional Head in managing a high-quality portfolio of corporate clients. Support the Senior Relationship Manager/ Regional Head in achieving business targets and acquiring and onboarding new clients.

Key Qualifications & Requirements:

Educational Qualification:

MBA/PGDM

CA/ICWA/CFA

Excellent Communication:

Strong negotiation skills backed by excellent oral and written communication skills.

Financial Understanding:

An understanding of the intricacies of financial analysis, the balance sheet, profit & loss accounts and cash flow statements. Knowledge of basic banking products.

Few Success Factors:

Analytical Mindset

Openness to collaborate

Customer-centric approach

Orientation to business understanding

Understanding of financial settlements

About the Business Group:

The Wholesale Banking Group is responsible for maintaining relationships with and servicing large and mid-sized corporations with turnover ranging above Rs 2.5 billion p.a. It provides end-to-end banking solutions across the financial spectrum, ranging from Transaction Banking Solutions, Term Loans, Treasury and Risk Management Solutions, Structured Products, M&A advisory and Investment Banking, in collaboration with multiple product groups. It is also responsible for the appraisal and monitoring of credit limits.

FAQs:

Is an understanding of banking a prerequisite for the role

It is not necessary to have banking knowledge to apply for the role. However, it is critical to have an orientation to understand multiple credit products, regulations, and financial knowledge. Applicants from all industries are welcome to apply.

Is banking experience a necessity for this role

Certainly not. We are looking to onboard talent who has a penchant for creating products and solutions that positively impact clients. It will help to have a passion for building the best customer experience.

Can a fresher apply for the Relationship Manager role

MBAs or Chartered Accountants with 0 8 years of experience can apply for the role of Relationship Manager.

What are a few key principles adopted by the Bank

As we work towards our goal of becoming the bank of choice, considerable effort is being made to refine our product and service offerings. Few focus areas are as follows:
• Designing solutions that are Fair to Customers, Fair to Bank
• Focus on 360 Banking in line with customer needs
• Work within the guardrails of risk and compliance
• Best-in-class use of technology and digital solutions
• Focus on customer service

Does this role involve sales

Every role at ICICI Bank requires a focus on serving our clients. The Bank also follows the "One Bank, One Team" philosophy. All the different teams and role holders come together to serve the clients within the guardrail of risk and compliance.

Does this role involve handling a team

The role of a Relationship Manager is that of an individual contributor. With experience, one is entrusted with the responsibility of team engagement. The role also requires one to collaborate effectively with multiple internal teams.

What is the selection process

We pride ourselves on being an equal-opportunity employer. Once you submit your application, we will evaluate it against the responsibilities the role requires. If you are shortlisted, you will have a personal interview taken digitally. It will help us understand your experience and skillset better. As we screen through your application for shortlisting, we suggest you update your profile with the latest resume and photograph and submit an online declaration.

Can I move to other roles in the bank

ICICI Bank believes in providing employees with enriching experiences through various roles. The process of Open Job Positing (OJP) provides employees with options to apply to various roles in the Bank. The Bank also considers job rotations between various roles and responsibilities.