Relationship Manager
Published date: 2024/01/10
- Location: Pune, Pune Maharashtra , India
Roles and Responsibilities Job Purpose
The role holder is responsible for acquiring and providing support to the clients in the high octane middle market segment (i.e. Rs. 100-1500 crore turnover), offering them entire suite of bank products
1)Revenue Generation
Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups
2) Relationship Management -Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services
• Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal
• Assess banking needs and risks for clients and manage client relationships accordingly to optimize riskreward for the Bank
3)
Communication/PR of Bank's products
• Undertakes brand communication initiatives for designated products
• Communicates product positioning messaging that differentiates Bank's products in the market
4)
Market Research
• Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
5) Credit Appraisal - Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
6) Documentation and Compliance - To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group
The role holder is responsible for acquiring and providing support to the clients in the high octane middle market segment (i.e. Rs. 100-1500 crore turnover), offering them entire suite of bank products
1)Revenue Generation
Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups
2) Relationship Management -Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services
• Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal
• Assess banking needs and risks for clients and manage client relationships accordingly to optimize riskreward for the Bank
3)
Communication/PR of Bank's products
• Undertakes brand communication initiatives for designated products
• Communicates product positioning messaging that differentiates Bank's products in the market
4)
Market Research
• Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
5) Credit Appraisal - Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
6) Documentation and Compliance - To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group
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