Regional Credit Manager
Published date: 2026/11/07
- Location: Ahemdabad , Gujarat, India
Roles and Responsibilities
• Assessment of borrowers profiles , repayment capacity and income stability
• Understand and interpret results of financial analysis, banking analysis and bureau reports
• Analysis of all customer related information in line withcredit& risk policy to check eligibility
• Meeting and personal discussion (PD) with customers to understand their business, profile and loan requirement
• Visiting business premise, property and residence of customer at the time of PD
• Understanding creditworthiness of customer along with intention to repay the loan by analysis of all documents, observation & findings of PD.
• Study, analysis and interpretation of legal & technical reports of property
• Underwriting and sanction of Home loan/loan against property files sourced by sales team
• Maintaining TAT as per guidelines and taking case to decision point.
• Will manage Entire TN with a huge team.
• Having exposure on underwriting high ticket LAP cases and currently should handle a team. Should possess min 8 years of experience
• Assessment of borrowers profiles , repayment capacity and income stability
• Understand and interpret results of financial analysis, banking analysis and bureau reports
• Analysis of all customer related information in line withcredit& risk policy to check eligibility
• Meeting and personal discussion (PD) with customers to understand their business, profile and loan requirement
• Visiting business premise, property and residence of customer at the time of PD
• Understanding creditworthiness of customer along with intention to repay the loan by analysis of all documents, observation & findings of PD.
• Study, analysis and interpretation of legal & technical reports of property
• Underwriting and sanction of Home loan/loan against property files sourced by sales team
• Maintaining TAT as per guidelines and taking case to decision point.
• Will manage Entire TN with a huge team.
• Having exposure on underwriting high ticket LAP cases and currently should handle a team. Should possess min 8 years of experience
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