Product Specialist

DBS, a leading financial services group headquartered in Singapore, operates across 18 markets. We are an Asia-centric commercial bank focused on harnessing the region's long-term potential as the centre of economic gravity shifts eastwards to Asia.A frontrunner in digital transformation, we seek to deliver a new kind of banking that is so simple, seamless and invisible, that customers have more time to spend on the people or things they care about. As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.

Job Purpose

Build, drive & grow co-lending partner ecosystem to create a profitable Unsecured Loans franchise for the bank

Key Accountabilities
• Responsible for identifying growth opportunities through relevant partnerships across ecosystems
• Scope requirements on business, legal, compliance, technology and credit
• Business case development
• End-to-end project management from inception to launch
• Managing partner relationship through the life cycle
• Deliver on the Consumer Finance P&L for ecosystem partnerships

Job Duties & responsibilities
• Track co-lending business market opportunity & competition
• Identify & onboard partners under co-lending framework
• Collaborate internally across functions from scratch to launch (scoping, customer journey/user stories, business case finalisation, requisite approvals, technology prioritisation & build, testing, )
• Engage with partner stakeholders for commercials, tech integration framework, product features & risk parameter finalisation, reconciliation requirements & other miscellaneous details
• Stay updated & ensure compliance to regulatory requirements for existing & future partnerships
• Engage existing partners & drive business profitably with a close eye on portfolio performance, SLAs etc (Take Ownership of P&L)

Required Experience

10 to 15 years in banking, financial services, fintech, or related industries with at least 5 years in Product role preferred

Education / Preferred Qualifications

CA/ master's in marketing/ Finance from a reputed institute/ university

Core Competencies
• Understanding of lending business, experience in ecosystems would be a plus
• Product Management experience
• Project Management skills
• Tech Savvy and good understanding of designing customer journeys
• Ability to forge and manage relationships with senior internal/external stakeholders
• Business Development and managing strategic partnerships
• Strong communication skills both internal/external interactions
• Advanced Negotiation skills
• If you have strong experience in propelling business growth through partnerships and proven ability to drive strategic partnership deals from initiation to completion, come and join us on the journey of creating the Best Bank for a Better World

Technical Competencies

MS office

Work Relationship
• Internal – RMG, Finance, Operations, Technology, Compliance & Legal, Regional teams
• External – Partner teams

DBS India - Culture & Behaviors
• Drive performance through Value Based Propositions
• Build pride and passion to protect, maintain and enhance DBS' image and reputation
• Enhance knowledge base, build skill sets & develop competencies
• Invest in team building & motivation through ideation & innovation
• Execute at speed while maintaining error free operations
• Develop a passion for performance and grow the talent pool
• Maintain the highest standards of honesty and integrity