Portfolio Manager-Business Banking
Published date: 2026/11/07
- Location: Chennai, Tamil Nadu, India
Job Title – Portfolio Manager
Place of work - chennai
Business Unit –Retail Banking
Function – Business Banking
Roles & Responsibilities:
• Responsible for WC customer portfolio and its health for Business Banking (MSME) segment of customers
• Responsibility in respect of portfolio will be:
• Optimum utilisation against approved DP by the customer
• Portfolio health in terms of interest servicing, DPD, deferral closures and covenant fulfilment by due date.
• Monitor and maintain optimum churn by the customer in the account
• Working on ‘Early Warning Signal’ triggers, taking necessary action with the customer and responding to internal stake-holders – Product, Portfolio and Risk team
• Timely renewals of Limits, including enhancements, if any.
• Scoping the Portfolio for cross-sell by RMs and improve Portfolio Product Holding by way of deepening and cross-sell
• Migrate customers to use on-line channels such as internet banking, mobile app, door-step banking etc.
• Ensuring adherence to the credit policy, internal policy, RBI guidelines, and other guidelines.
• Regular client visits for the credit monitoring and filing visit reports from time-to-time
• Highlight potential stress cum risk on portfolio to internal stake-holders such as credit, risk and product team
• Suggest policy and process changes to improve customer experience from time to time
Educational Qualifications:
Graduate – Any
Post Graduate - Any MBA
Experience:
Minimum of 3-5Years experience
Place of work - chennai
Business Unit –Retail Banking
Function – Business Banking
Roles & Responsibilities:
• Responsible for WC customer portfolio and its health for Business Banking (MSME) segment of customers
• Responsibility in respect of portfolio will be:
• Optimum utilisation against approved DP by the customer
• Portfolio health in terms of interest servicing, DPD, deferral closures and covenant fulfilment by due date.
• Monitor and maintain optimum churn by the customer in the account
• Working on ‘Early Warning Signal’ triggers, taking necessary action with the customer and responding to internal stake-holders – Product, Portfolio and Risk team
• Timely renewals of Limits, including enhancements, if any.
• Scoping the Portfolio for cross-sell by RMs and improve Portfolio Product Holding by way of deepening and cross-sell
• Migrate customers to use on-line channels such as internet banking, mobile app, door-step banking etc.
• Ensuring adherence to the credit policy, internal policy, RBI guidelines, and other guidelines.
• Regular client visits for the credit monitoring and filing visit reports from time-to-time
• Highlight potential stress cum risk on portfolio to internal stake-holders such as credit, risk and product team
• Suggest policy and process changes to improve customer experience from time to time
Educational Qualifications:
Graduate – Any
Post Graduate - Any MBA
Experience:
Minimum of 3-5Years experience
0 page views
Related listings
-
Quality Specialist II A - GBS INDBankOverview (Bank overview, GBS India overview, Function Overview)* Bank of America is one of the world’s leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of bankin...2026/11/07
-
Business BankingBankLiaison with the HNIs, promoter and CXOs of large and medium enterprises to explore corporate banking opportunities in the area of Current Accounts, Collections & Payments, Trade & Forex and Corporate Loans. To meet the overall financial reve...2026/11/07
-
Branch Sales Manager (CASA- Banking) for large private bankBankJob Description: Responsible for achieving the Branch Sales Budgets by managing the daily activities of Branch Sales Team which includes Business Development Executives, Relationship Managers and Branch front desk staff. Overall branch management and...2026/11/07