Head Risk

There is an opening for Head Risk
• Unsecured lending
• Personal Loans with leading NBFC .
The job location is Mumbai OR Bangalore. Interested candidates may share their updated CV to Key Responsibilities Setting risk function from scratch working on conjunction with senior leaders and partners Banks/ NBFC's
• Develop credit risk policies and procedures for new consumer lending products
• Ensure that credit underwriting procedures and scoring methodology are in line with core credit risk policy and agreed on credit risk appetite.
• Keeping risk and portfolio performance at the optimum level
• Work with product division to ensure integration of business development and risk policy
• Ensuring that the governance, risk, compliance and control frameworks of the set up are strong and robust
• Strategise and partner in implementing technology to enable a digital journey in the retail lending process- e.g. underwriting, KYC etc
• Be responsible for designing and developing state-of-the-art, data-driven exploratory analysis to build and evaluate predictive and decision models
• Developing statistical credit models, and communicate analytical and credit ideas - internally, as well as to partner banks/lenders
• Engage with bureaus to create risk models, engage with lending partners wrt Risk profile of our customers
• Ideate and help launch next-generation lending products and structures that will drive the next round of innovation and disruption within unsecured lending space
• Manage the analytic components of the project, including project schedules, workflow, and direction to the analytic team and ensure the client's business objectives are incorporated into the analytic plan
● Communicate key analytic findings to client and are responsible for addressing client's analytic concerns