Head - Credit (10-15 yrs)
Published date: 2024/01/10
- Location: Rajasthan, India
Is responsible for developing and executing the strategies on Product and further implication for Wheels product by ensuring the productivity growth of the vertical via policy & program innovation on credit and collection strategy.
Roles and responsibilities:
1. Drive credit strategically after understanding internal credit policies and benchmark with industry best practices.
2. Ensure working with business to deliver and engineer sustainable policies and practices with a keen eye on risk management.
3. Mentor the credit team on strategic policy/program and team building aspects.
4. Drive product ideation, design and launch.
5. Provide strategic inputs to collections driven by product and geography specific intelligence.
6. Monitor market conditions & competitor's services, strategy and prepare action plans accordingly.
7. Identifying & implementing analytics on strategic alliances/tie-ups with suitable manufacturers resulting in deeper market penetration reach for achieving profitability & sales growth.
8. Maximize present and long-term collection efforts with a view on OPEX and productivity while imbibing industry best practices.
9. Develop product lines and assess its market viability with a keen focus on credit/collection and risk.
10. Prioritise customer satisfaction and ensure that the processes are compliant with internal & external audit requirements & RBI/other regulatory Authorities.
11. Designing training programs, to train the credit and collections team on products & processes.
Specification & Key Requirements
1. Candidate should have end to end product management & development experience from wheels.
2. Should have worked closely with OEMs and dealers.
3. Should have collection and credit acumen with business psychology and depth understanding along with strong policy management.
4. Candidate should have extensive experience and domain knowledge and possess strong communication and leadership quality.
5. Candidate should be good in people management, flexible, energetic and quick learner.
6. Experience- 10-15 years from NBFC/Banking on product & program management for Wheels product.
7. CTC Range: at market
8. Job Location: Jaipur
9. Qualification- MBA
Roles and responsibilities:
1. Drive credit strategically after understanding internal credit policies and benchmark with industry best practices.
2. Ensure working with business to deliver and engineer sustainable policies and practices with a keen eye on risk management.
3. Mentor the credit team on strategic policy/program and team building aspects.
4. Drive product ideation, design and launch.
5. Provide strategic inputs to collections driven by product and geography specific intelligence.
6. Monitor market conditions & competitor's services, strategy and prepare action plans accordingly.
7. Identifying & implementing analytics on strategic alliances/tie-ups with suitable manufacturers resulting in deeper market penetration reach for achieving profitability & sales growth.
8. Maximize present and long-term collection efforts with a view on OPEX and productivity while imbibing industry best practices.
9. Develop product lines and assess its market viability with a keen focus on credit/collection and risk.
10. Prioritise customer satisfaction and ensure that the processes are compliant with internal & external audit requirements & RBI/other regulatory Authorities.
11. Designing training programs, to train the credit and collections team on products & processes.
Specification & Key Requirements
1. Candidate should have end to end product management & development experience from wheels.
2. Should have worked closely with OEMs and dealers.
3. Should have collection and credit acumen with business psychology and depth understanding along with strong policy management.
4. Candidate should have extensive experience and domain knowledge and possess strong communication and leadership quality.
5. Candidate should be good in people management, flexible, energetic and quick learner.
6. Experience- 10-15 years from NBFC/Banking on product & program management for Wheels product.
7. CTC Range: at market
8. Job Location: Jaipur
9. Qualification- MBA
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