General Credit Manager
Published date: 2026/11/07
- Location: Delhi, New Delhi, India
Roles and Responsibilities
• Ensure credit underwriting in line with defined credit policy of SME Business
• Handling a Team of Area Credit Manager & Credit Managers.
• Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio
• Understand credit policy and processes as well as credit environment
• Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited in line with requirements
• Ensure the quality of Credit approval notes and the Credit approval mails.
• Ensure the TAT for all the proposals is maintained in line with the prescribed standards
• Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards
• Ensure all MIS is maintained timely and correctly
• Contribute to the new project initiatives for Unsecured Business Loan Business
• Work on other products for UBL finance apart from unsecured business loans
• Ensure credit underwriting in line with defined credit policy of SME Business
• Handling a Team of Area Credit Manager & Credit Managers.
• Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio
• Understand credit policy and processes as well as credit environment
• Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited in line with requirements
• Ensure the quality of Credit approval notes and the Credit approval mails.
• Ensure the TAT for all the proposals is maintained in line with the prescribed standards
• Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards
• Ensure all MIS is maintained timely and correctly
• Contribute to the new project initiatives for Unsecured Business Loan Business
• Work on other products for UBL finance apart from unsecured business loans
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