Data Scientist

Job Purpose

Looking for exceptional Data Scientist with a proven track record of experience in Predictive analytics.

Job Responsibilities(JR) : 6 – 8 Areas

Actionable (4-6)

· Scorecard Building and Modelling

· Developing analytical models to assess risk profile of a customer / identifying cross-sell opportunities/fraud control for new and existing customers

· Responsible for development and deployment of various scorecards / models for the credit risk / Retail asset products of the Bank within the specified timelines. Ensure the deployment also is line with Bank’s strategies so as to gain maximum efficiencies.

· Estimate probability of default arising out of the scorecards and monitor deviation from expected default rates.

· Monitor portfolio and identify pockets of opportunity for business growth and risk alerts to control NPAs. Communicate these alerts to the respective owners and follow-up for closure

· Formulating data cuts and strategies to assess credit risk for new and existing customers of the Bank. Give feedback to stakeholders to improve the usage of the models

· Develop novel approaches/algorithms in Risk modeling to constantly improve the operational efficacy of current models and its impact to stake holders

· To adopt the latest trends wrt fintech companies by applying the best-in-class financial models, risk strategies

· To work on various aspects related to automation of scorecards in Analytics domain.

· Explore data available within the Banks ecosystem but not used currently to meet the above stated business objectives

· Innovation