Credit Risk Analyst
Published date: 2026/11/07
- Location: Pune, Maharashtra, India
About bluCognition:
bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based in Pune.
We build all our solutions while leveraging the latest technology stack in AI, ML and NLP combined with decades of experience in risk management at some of the largest financial services firms in the world. Our clients are some of the biggest and the most progressive names in the financial services industry.
We are entering a significant growth phase and are looking for individuals with entrepreneurial mindset who wants us to join in this exciting journey.
The Role is with Zip Co.
Our client Zip.Co for whom we are hiring extensively - Zip Co, a major global player in the consumer - buy now pay later segment with HQ in Sydney, Australia. The group has presence in multiple countries including USA, Australia, New Zealand, UK and Canada and is increasingly expanding into newer markets. The company is listed on the Australian Stock Exchange as Zip Co, with a market capitalization of $5Bn. With a customer base of 4.5 million customers and 30,000 merchants, the company generates in excess of $5Bn in annual payments globally. Zip Co. entered the US market in 2020 through acquisition of 'QuadPay'.
Position: Analyst/Sr Analyst Credit Risk
What will your day look like?
• Deliver risk solutions across credit risk (underwriting, exposure controls and line management)
• Work with stakeholders across product management, data science, and engineering to build relationship with the partner teams and drive implementation of risk strategies
• Manage challenging time constraints to ensure on-time delivery of projects
• Build credit analysis models and provide data-driven insight on improving efficiency and effectiveness of the credit risk systems.
• Generate risk management reports for monitoring of acceptance rates
bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based in Pune.
We build all our solutions while leveraging the latest technology stack in AI, ML and NLP combined with decades of experience in risk management at some of the largest financial services firms in the world. Our clients are some of the biggest and the most progressive names in the financial services industry.
We are entering a significant growth phase and are looking for individuals with entrepreneurial mindset who wants us to join in this exciting journey.
The Role is with Zip Co.
Our client Zip.Co for whom we are hiring extensively - Zip Co, a major global player in the consumer - buy now pay later segment with HQ in Sydney, Australia. The group has presence in multiple countries including USA, Australia, New Zealand, UK and Canada and is increasingly expanding into newer markets. The company is listed on the Australian Stock Exchange as Zip Co, with a market capitalization of $5Bn. With a customer base of 4.5 million customers and 30,000 merchants, the company generates in excess of $5Bn in annual payments globally. Zip Co. entered the US market in 2020 through acquisition of 'QuadPay'.
Position: Analyst/Sr Analyst Credit Risk
What will your day look like?
• Deliver risk solutions across credit risk (underwriting, exposure controls and line management)
• Work with stakeholders across product management, data science, and engineering to build relationship with the partner teams and drive implementation of risk strategies
• Manage challenging time constraints to ensure on-time delivery of projects
• Build credit analysis models and provide data-driven insight on improving efficiency and effectiveness of the credit risk systems.
• Generate risk management reports for monitoring of acceptance rates
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