Credit Manager-Wholesale Banking
Published date: 2026/11/09
- Location: Mumbai, Maharashtra, India
Job purpose: The candidate shall make credit appraisal of corporate borrowers from asset lending perspective and recommend new as well as existing relationships for approval. Role shall also involve portfolio monitoring interacting and coordinating with the business units, Internal stakeholders (legal/compliance/trade/internal audit/product team) and external Stakeholders (Banks / Rating Agencies) for existing and prospective relationships. Keeping the unit abreast of the current industry updates, Peer group update and competition updates.
Key Responsibilities:
• Facilitate regular asset quality reviews with analytical insights to identify risks/ opportunities and recommend relevant actions
• Appraise and evaluate clients’ creditworthiness for onboarding asset relationship in accordance with bank policies and regulatory framework
• Review, recommend or reject loan requests, based on credibility and potential revenues and losses
• Negotiate loan terms with borrowers to mitigate credit risk
• Ensure credit policies and risk appetite criteria are adhered regularly,
• Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control
• Capture and share best- practice knowledge amongst the team
Key Responsibilities:
• Facilitate regular asset quality reviews with analytical insights to identify risks/ opportunities and recommend relevant actions
• Appraise and evaluate clients’ creditworthiness for onboarding asset relationship in accordance with bank policies and regulatory framework
• Review, recommend or reject loan requests, based on credibility and potential revenues and losses
• Negotiate loan terms with borrowers to mitigate credit risk
• Ensure credit policies and risk appetite criteria are adhered regularly,
• Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control
• Capture and share best- practice knowledge amongst the team
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