Credit Manager-Personal Loan

Published date: 2026/11/08
  • Location: Hyderabad, Telangana, India
Job Title –Credit Manager – PL

Place of work - India

Business Unit – Retail Banking

Function – Credit

Role: Credit Manager (Asst. Manager/Dty. Manager)

Location: Hyderabad

Job Details:

• Credit evaluation of unsecured applications within defined timelines. Approve or reject loan requests, based on credibility and potential revenue and losses

• Ensure credit policies and procedures for credit decision

• Personal discussion with applicant wherever required

• Coordination with Policy Sales, Operations and RCU to iron out bottlenecks. Collaborate with business and functional teams for best TAT and service delivery. Making sure completion of credit/KYC documents and verification- telephonic

• Working on Credit Policy, Process document and competition benchmarking - market place best practices in underwriting

Requirement:

For Experienced:
• Max Age : 30 Yrs
• Experience: 2-3 Yrs of relevant experience
• Qualification: MBA/CA
• Good written and communication skill. Understanding of loans and lending procedures and ability to work under pressure
• Experience on data analysis, Risk analytics, Project Management will be an added advantage
• Immediate joiners are preferred

For Fresher:
• Max Age: 25 years
• MBA freshers from Tier 3 colleges are also welcome / CA freshers are welcome
• Good written & verbal communication skill and ability to work under pressure
• Immediate joiners are preferred
Company Name: IDFC FIRST Bank Limited

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