Credit Manager - LAP

Published date: 2026/11/08
  • Location: New Delhi, Delhi, India
Credit Manager - LAP - CPC -Okhla(Job Number: 28082018100827)

Description

Job Title

Credit Manager – Retail Risk

Department

Retail Risk

Grade

Deputy Manager/Manager

Location

CPC - Okhla

Reporting To

Area Credit Manager - Retail Risk

A. Position Purpose

Credit appraisal and underwriting of LAP proposals

B. Position Responsibilities

Sr.

Key Responsibilities

1

Credit Appraisal, Analyzing financial capability and repaying capacity of borrower on financial ground and analyzing Legal & Technical issues based on reports.

2

Verifying all KYCs and financial of borrower and analyzing all property documents

3

Responsible for credit appraisal and recommending loan amount to be Sanction

4

Coordination with external agencies (Legal & technical Agency)

5

Preparing Disbursement agreements and monitoring disbursement process

C. Qualifications and Experience Requirement

Qualifications

Essential

CA/MBA(Finance)

Preferred

Certifications

Experience

Essential

2-3 Years of Mortgage Risk Experience

Preferred

D. Competency Requirements

a. Technical Skills

Skill

Attribute

Proficient in MS Excel and Word

b. Behavioural Skills

Skill

Attribute

Interpersonal skills

Good verbal and written communication skill in English & Hindi

A good Team Player.

Good analytical, numerical and logical skills.

Qualifications

Job Title

Credit Manager – Retail Risk

Department

Retail Risk

Grade

Deputy Manager/Manager

Location

CPC - Okhla

Reporting To

Area Credit Manager - Retail Risk

A. Position Purpose

Credit appraisal and underwriting of LAP proposals

B. Position Responsibilities

Sr.

Key Responsibilities

1

Credit Appraisal, Analyzing financial capability and repaying capacity of borrower on financial ground and analyzing Legal & Technical issues based on reports.

2

Verifying all KYCs and financial of borrower and analyzing all property documents

3

Responsible for credit appraisal and recommending loan amount to be Sanction

4

Coordination with external agencies (Legal & technical Agency)

5

Preparing Disbursement agreements and monitoring disbursement process

C. Qualifications and Experience Requirement

Qualifications

Essential

CA/MBA(Finance)

Preferred

Certifications

Experience

Essential

2-3 Years of Mortgage Risk Experience

Preferred

D. Competency Requirements

a. Technical Skills

Skill

Attribute

Proficient in MS Excel and Word

b. Behavioural Skills

Skill

Attribute

Interpersonal skills

Good verbal and written communication skill in English & Hindi

A good Team Player.

Good analytical, numerical and logical skills.

Work Locations:|CPC -Okhla Rbl Bank Ltd., Building No 1, 1St Floor, Okhla Phase 3,Opposite Modi Mills, Delhi Delhi 110020
Company Name: Ratnakar Bank

Apply

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