Credit Manager - Business Loan

Credit Manager - Business Loan - CPC Okhla(Job Number: 02112020065121)

Description

Job Description

Job Title

Credit Manager - SBL

Grade

Deputy Manager

Department

Retail Risk

Location/Branch

Delhi / CPC Okhla

Reporting To

Kapil Lal

A. Position Purpose

Replacement of Shalabh Saxena

Position Responsibilities

Sr.

Key Responsibilities (Please mention all the responsibilities expected from the incumbent to perform)

1

Underwriting of Unsecured Business Loan Proposals with Stipulated RBL Bank & RBI guidelines

2

Interpretation of financial statements and data for analyzing past financial & business performance, assessment of viability of potential borrowers.

3

Conducting P D for assessment of business Model & creditworthiness of client requested for unsecured Loan

4

Actively monitor credit quality & TAT & Process for allocated proposals

5

Managing Delinquency of Disbursed cases till 12 MOB

B. Qualifications and Experience Requirement

Qualifications

Essential

M.B.A (Finance & Marketing) ITM University Gwalior, 2012-2014.

B.com - Jiwaji University, 2009-2012.
• Experience

Essential

Credit Manager-SME: Magma Fincorp LTD in New Delhi Aug-18 to Sep-20

Branch Credit Manager: INDIABULLS HOUSING FINANCE LTD in Agra/Aligarh UP Feb’18 to Aug-18

Branch credit Manager: HDB FINANCIAL SERVICES in New Delhi June’16 to Feb’18

Senior Executive : ICICI BANK LTD (I-Process (I) PVT LTD) in Gwalior May ’14 to Feb ’15

a. Skills

Skill

Attribute

Technical & Functional

Technically proficient in MS office

Working experience of Finone , LOS finacle

Behavioral

Self-motivated, enthusiastic individual

Work Locations:|CPC -Okhla Rbl Bank Ltd., Building No 1, 1St Floor, Okhla Phase 3,Opposite Modi Mills, Delhi Delhi 110020