Credit Manager
Published date: 2024/01/10
- Location: New Delhi, Delhi, India
Job Description Job Purpose:
Managing the HCF Credit department of the bank, Ensure Adherence to Approved process, policies and manuals of the department, Ensure RBI and internal compliance matrixes are adhered to
Job Responsibilities:
Review credit proposals submitted by business on assigned set of cases and assess the risk involved comprehensively.
To convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk, structure, financial risk Maintaining Complete / accurate CAM's / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelinesOngoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required.
Maintaining credit TAT Any other credit related activities assigned by HOD credit.
Managing the HCF Credit department of the bank, Ensure Adherence to Approved process, policies and manuals of the department, Ensure RBI and internal compliance matrixes are adhered to
Job Responsibilities:
Review credit proposals submitted by business on assigned set of cases and assess the risk involved comprehensively.
To convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk, structure, financial risk Maintaining Complete / accurate CAM's / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelinesOngoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required.
Maintaining credit TAT Any other credit related activities assigned by HOD credit.
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