Credit Manager
Published date: 2024/01/10
- Location: New Delhi , India
Location- New Delhi
Roles and Responsibilities-
• Responsible for the credit appraisal and underwriting of self-employed customers.
• Assessment of risk and repaying capacity of the customer to ascertain the credit worthiness.
• Recommending the loan application for sanctioning post the credit appraisal process.
• Interacting with customers via telephone and visiting business setup to understand nature of business in order to fulfill the customer's needs and requirements.
• Maintaining relationships with various channel partners & customers to generate more business.
Skills-
• Strong command over verbal/written communication and should be a good listener
• To exhibit high level of integrity and business ethics.
• Ability to work in a team to achieve the organization's goals.
• Ability to choose the best course of action based on data analysis and selecting the optimal outcome
• Establish and maintain effective relationships with internal and external stakeholders in a formal and informal forum.
• Ability to multitask and prioritize activities by ensuring TAT is maintained in order to achieve desired results.
• To analyze financial statements like balance sheet, profit and loss statement, ratio analysis and other requisite documents
Roles and Responsibilities-
• Responsible for the credit appraisal and underwriting of self-employed customers.
• Assessment of risk and repaying capacity of the customer to ascertain the credit worthiness.
• Recommending the loan application for sanctioning post the credit appraisal process.
• Interacting with customers via telephone and visiting business setup to understand nature of business in order to fulfill the customer's needs and requirements.
• Maintaining relationships with various channel partners & customers to generate more business.
Skills-
• Strong command over verbal/written communication and should be a good listener
• To exhibit high level of integrity and business ethics.
• Ability to work in a team to achieve the organization's goals.
• Ability to choose the best course of action based on data analysis and selecting the optimal outcome
• Establish and maintain effective relationships with internal and external stakeholders in a formal and informal forum.
• Ability to multitask and prioritize activities by ensuring TAT is maintained in order to achieve desired results.
• To analyze financial statements like balance sheet, profit and loss statement, ratio analysis and other requisite documents
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