Credit Manager
Published date: 2024/01/10
- Location: Ahmedabad, Gujarat, India
Credit Manager - NBFC - Product - LAP & BL
Designation :
Credit Manager
CTC :
Based on Technical Competency/Business Acumen
Employment Type :
Permanent Job, Full Time
Job Description :
• To ensure that Loan Application form, Clients KYC, and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
• Ensuring compliance of the Credit Policy and processes within TAT
• Responsible for Credit underwriting and Credit Appraising of Business loans and LAP
• Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history.
• Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated
• Processing of file and following up with the clients for pending documents.
• Checking the customer profile and categorizing it into low, medium and high risk.
• Closely monitoring the Clients CIBIL and Clients loan portfolio
Competencies :
• Qualification Finance
• Minimum : 56 Years of Experience in Credit Underwriting. .
• Financial Reporting/Financial Modelling etc.
Location :
Ahmedabad , Ludhiana , Gurgaon
Designation :
Credit Manager
CTC :
Based on Technical Competency/Business Acumen
Employment Type :
Permanent Job, Full Time
Job Description :
• To ensure that Loan Application form, Clients KYC, and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
• Ensuring compliance of the Credit Policy and processes within TAT
• Responsible for Credit underwriting and Credit Appraising of Business loans and LAP
• Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history.
• Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated
• Processing of file and following up with the clients for pending documents.
• Checking the customer profile and categorizing it into low, medium and high risk.
• Closely monitoring the Clients CIBIL and Clients loan portfolio
Competencies :
• Qualification Finance
• Minimum : 56 Years of Experience in Credit Underwriting. .
• Financial Reporting/Financial Modelling etc.
Location :
Ahmedabad , Ludhiana , Gurgaon
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