CREDIT MANAGER
Published date: 2026/11/07
- Location: Ajmer, Rajasthan, India
Job Description :
Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training.
Conduct personal discussion with customers to establish Credit worthiness. Use performance history along with liquidity, debt / asset management and profitability ratios to assess creditworthiness in evaluation Interact with Customers & understand the business and regularly monitor delinquencies.
Decision making within defined TAT Understanding of property / collateral related knowledge (like legal title and market value of the property) Vendor TAT management, Vendor Visits, Vendor payments.
Credit underwriting on the customer to make sure that customer fits into various lending parameters. Identify strengths and risks for any proposal and prepare a SWOT analysis around it.
Regular interaction with the FI agency, Legal, Technical team, RCU team for timely reports. Responsible for PDD monitoring and collateral management.
Coordination with Operations team for disbursal and PDD process. Ensure all MIS are prepared and published within defined timelines
Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training.
Conduct personal discussion with customers to establish Credit worthiness. Use performance history along with liquidity, debt / asset management and profitability ratios to assess creditworthiness in evaluation Interact with Customers & understand the business and regularly monitor delinquencies.
Decision making within defined TAT Understanding of property / collateral related knowledge (like legal title and market value of the property) Vendor TAT management, Vendor Visits, Vendor payments.
Credit underwriting on the customer to make sure that customer fits into various lending parameters. Identify strengths and risks for any proposal and prepare a SWOT analysis around it.
Regular interaction with the FI agency, Legal, Technical team, RCU team for timely reports. Responsible for PDD monitoring and collateral management.
Coordination with Operations team for disbursal and PDD process. Ensure all MIS are prepared and published within defined timelines
0 page views
Related listings
-
Hiring Sales Manager (MSME) with a Prominent BankBankRoles and Responsibilities It’s a business cum portfolio management profile, wherein the candidate to source the secured working capital business unlike, CC/OD,BG Term loans and other retail secured product of LAP/LRD along with maintenance of existi...2026/11/07
-
CUSTOMER CARE EXECUTIVEBankJob Description • A. • Operations: Identify high transacting customers and reduce the transactions of these customers a. • Identify Depleting customers and control them b. • Reduce or improve on Band 1 and Band 2 Customers c. • Reduce Band 1 and Band...2026/11/07
-
Required Operations Executive in Ajmer – HDB FinanceBankOver Financial Industry & HDFC group of company HDB Finance is currently hiring as Operations Executive in Ajmer area, at all interested & eligible candidates can submit their application through online application mode to get consider. Post ...2026/11/07