Credit Analyst, Risk
Published date: 2026/11/09
- Location: Pune, Maharashtra, India
Credit Analyst, Risk-(2200029410)
Job
:Retail Banking
Primary Location
:Asia-India-Pune
Schedule
:Full-time
Employee Status
:Permanent
Posting Date
:23/Nov/2022, 11:15:59 PM
Unposting Date
:Ongoing
Role Responsibilities
Strategy
• Provide inputs in shaping the Retail Risk Operations strategic direction
• Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative
Business
• Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function.
• Ensure the cost budget in Credit Initiation is based on robust capacity plans and is delivered through a rigorous cost management discipline.
Processes
• Ensure that credit files are processed while adhering to the process standards defined by CCO, Retail Clients.
• Lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives.
• Leverage and build credit assessment infrastructure capability to optimize process efficiency.
• Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees.
• Implement the Operational Risk Framework in Retail Risk Operations and monitor the operational risk metrics to identify potential control weaknesses.
• Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations.
Job
:Retail Banking
Primary Location
:Asia-India-Pune
Schedule
:Full-time
Employee Status
:Permanent
Posting Date
:23/Nov/2022, 11:15:59 PM
Unposting Date
:Ongoing
Role Responsibilities
Strategy
• Provide inputs in shaping the Retail Risk Operations strategic direction
• Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative
Business
• Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function.
• Ensure the cost budget in Credit Initiation is based on robust capacity plans and is delivered through a rigorous cost management discipline.
Processes
• Ensure that credit files are processed while adhering to the process standards defined by CCO, Retail Clients.
• Lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives.
• Leverage and build credit assessment infrastructure capability to optimize process efficiency.
• Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees.
• Implement the Operational Risk Framework in Retail Risk Operations and monitor the operational risk metrics to identify potential control weaknesses.
• Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations.
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