Credit Analyst - Bank (2-8 yrs)
Published date: 2024/01/10
- Location: Mumbai, Maharashtra, India
To support Relationship Management teams in the following activities.
- Preparation and submission of #CreditMemos to Credit team for NBFCs on-lending,Direct Assignment, transactions, and Co-lending/ BC Partnerships
- Completion of legal documentation in coordination with the Client, Legal, Credit & Credit Control Unit
- Assisting RM in completing client onboarding/KYC reviews
- Regular monitoring of clients, exposure, and portfolio.
- Submission of periodic reports to RMs, Credit and other stakeholders
- Follow up for regularization of overdue.
- Client servicing in coordination with internal units.
- Highlighting any early warning signs of the portfolio to the RMs
- Manage the existing portfolio of all clients for the designated relationship teams as well as explore opportunities for cross sell of other banking products.
Key Accountabilities :
- To prepare accurate credit proposals in a consistent, concise, and lucid manner.
- To maintain close working relationship with Business Unit to ensure-that department deliverables are met.
- Need-based meeting with customers to understand business and attendant risks.
- Cross sell of other products such as trade, cash, Fx etc.
- To monitor portfolio for irregularities excesses breaches delays/overdue renewal.
- Ensure all regulatory reporting & compliances are enforced. Work with the legal team to ensure recoveries & minimize bad debts & NPA's. Also ensure assistance with external & internal audits.
- Ensure customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints.
- Control the quality of the portfolio, using available triggers and adherence to Risk management guidelines and policies.
- Monitor levels of complaints and quality of handling.
- Communicates all key messages to customers including agreed service standards. negotiated prices
- Preparation and submission of #CreditMemos to Credit team for NBFCs on-lending,Direct Assignment, transactions, and Co-lending/ BC Partnerships
- Completion of legal documentation in coordination with the Client, Legal, Credit & Credit Control Unit
- Assisting RM in completing client onboarding/KYC reviews
- Regular monitoring of clients, exposure, and portfolio.
- Submission of periodic reports to RMs, Credit and other stakeholders
- Follow up for regularization of overdue.
- Client servicing in coordination with internal units.
- Highlighting any early warning signs of the portfolio to the RMs
- Manage the existing portfolio of all clients for the designated relationship teams as well as explore opportunities for cross sell of other banking products.
Key Accountabilities :
- To prepare accurate credit proposals in a consistent, concise, and lucid manner.
- To maintain close working relationship with Business Unit to ensure-that department deliverables are met.
- Need-based meeting with customers to understand business and attendant risks.
- Cross sell of other products such as trade, cash, Fx etc.
- To monitor portfolio for irregularities excesses breaches delays/overdue renewal.
- Ensure all regulatory reporting & compliances are enforced. Work with the legal team to ensure recoveries & minimize bad debts & NPA's. Also ensure assistance with external & internal audits.
- Ensure customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints.
- Control the quality of the portfolio, using available triggers and adherence to Risk management guidelines and policies.
- Monitor levels of complaints and quality of handling.
- Communicates all key messages to customers including agreed service standards. negotiated prices
1 page views
Related listings
-
Chief AccountantBankIndependently handles the finance and accounting of a country cluster of significant size, revenue and complexity Manages a team to deliver the day to day accounting. Ensures true and fair view of financials are published effectively Has responsibili...2026/11/10
-
Analyst - Investment OperationsBankInvestment Ops Analyst The Investment Operations Analyst assists with operational activities for the investment function, supporting the management of capital on behalf of pensions, endowments, corporate plan sponsors, and other institutional investo...2026/11/10
-
Debt Recovery Manager-Consumer DurableBankJob DescriptionRoles and Responsibilities Responsible for managing and undertaking collections process for debts that have been assignedRegularly track the portfolio for specific buckets for the assigned areaTrack and control the delinquency of the a...2026/11/10