Cluster Manager-Gold Loan
Published date: 2024/01/10
- Location: Fatehabad, Haryana, India
Role/Job Title: Cluster Manager-Gold Loan
Function/Department: Rural Banking
Job Purpose
To provide leadership to Gold Loan Business of the Area; lead assigned Sales Team & Gold Relationship Manager, Gold Loan Officer staff and achieve the Sales Target. Identify and utilize opportunities to cross sell other products of the bank.
Roles & Responsibilities
• Monitor the branches under the cluster, motivate and work along with branch team to achieve set targets M-o-M basis, ensure gold loan portfolio growth at branch.
• Responsible for ensuring and tracking of routine marketing activities across branches.
• Ensure >99% collections at portfolio level.
• Responsible for internal and external compliances and audit observations. visit branches every month and conclude audit of portfolio.
• Recommend process changes in order to improve service efficiency and quality across the branch network.
• Provide support for implementation of livelihood advancement and community development initiatives.
Education Qualification
Graduation: Bachelor’s in Engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Management.
Experience: 5 to 10 years of relevant branch banking experience
Function/Department: Rural Banking
Job Purpose
To provide leadership to Gold Loan Business of the Area; lead assigned Sales Team & Gold Relationship Manager, Gold Loan Officer staff and achieve the Sales Target. Identify and utilize opportunities to cross sell other products of the bank.
Roles & Responsibilities
• Monitor the branches under the cluster, motivate and work along with branch team to achieve set targets M-o-M basis, ensure gold loan portfolio growth at branch.
• Responsible for ensuring and tracking of routine marketing activities across branches.
• Ensure >99% collections at portfolio level.
• Responsible for internal and external compliances and audit observations. visit branches every month and conclude audit of portfolio.
• Recommend process changes in order to improve service efficiency and quality across the branch network.
• Provide support for implementation of livelihood advancement and community development initiatives.
Education Qualification
Graduation: Bachelor’s in Engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Management.
Experience: 5 to 10 years of relevant branch banking experience
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