CB_Risk_India_CTL_PM_Global_JPMC

JP Morgan - Credit Risk Associate - Commercial Real Estate - Commercial Term Lending

Organization Description

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Employer Description

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, colour, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Role: Work as Credit Risk Associate - Perform Quantitative and Qualitative Credit Analysis of Real Estate Borrowers in Commercial Term Lending Team as part of larger Commercial Real Estate Team in India.

Location: Bangalore
• Understand Credit Risk Ecosystem - Tools & Applications, Policies, procedures, guidelines required to perform the Credit Analysis of the Real Estate Loans and Borrowers; and be abreast with the changes in the procedures & guidelines.
• Develop strong understanding of various techniques & methods of credit analysis, accounting treatments, financial adjustments etc.
• Build expertise in the North American Commercial Real Estate sector and regularly track sector developments on an on-going basis.
• Perform Quantitative and Qualitative Credit Analysis of Real Estate Borrowers / facilities, exercise judgement when needed and calculate Risk Ratings independently within the stipulated timelines based.
• Develop and maintain open