Associate, Relationship Mgmt.

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Associate, Relationship Mgmt.

Standard Chartered Bank
Maharashtra
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12 hours ago
Full–time
Job Summary
• The role is responsible for establishing direct & indirect acquisition channel for LAP
• Manage customer relationship for Cross Sell, Upsell opportunity & portfolio quality
• Establish and maintain branch with profitability aligned with company’s proposition

Responsibilities
• The role is responsible for establishing direct & indirect acquisition channel for LAP
• Manage customer relationship for Cross Sell, Upsell opportunity & portfolio quality
• Establish and maintain branch with profitability aligned with company’s proposition

Business
• The role is responsible for loan book & Revenue targets for the cluster for LAP & attached fee income products

Processes
• Reference the processes for which the Role Holder is responsible, as per the Operational Risk Framework definition of first line.

People & Talent
• Lead through example and build the appropriate culture and values. Set appropriate tone and work in collaboration with risk and control partners.

Risk Management
• Ensure satisfactory ratings in all internal/external audits conducted at the branch

Governance
• Responsible for assessing the effectiveness of the Group’s arrangements to deliver effective governance, oversight and controls in the business and, if necessary, oversee changes in these areas; Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role

Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank’s Conduct Principles
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
• Internal – Business Team, Credit& Risk, Ops, Collection
• External- Clients, Referrers

Our Ideal Candidate
• The candidate should have Bachelor’s degree from a reputable institute and 5+ years of relevant working experience in LAP space with a strong industry specialization.

Role Specific Technical Competencies
• Good Communication skills
• Legal and technical understanding
• Channel management
• Risk Assessment

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers

Job: Retail Banking

Primary Location: Asia-India-Mumbai

Schedule: Full-time

Employee Status: Permanent

Posting Date: 09/Oct/2023, 4:27:45 AM

Unposting Date: Ongoing