Apply for AVP - Credit Analyst - Multinational Bank
Published date: 2024/01/10
- Location: Mumbai, Maharashtra, India
Our client is a multinational bank based in India and is looking for Credit Analysts at an AVP level for their Corporate and Institutional Banking team.
Areas Of Responsibility
• Prepare database of potential customers based on details like turnover, past 3 years financials, debt equity ratio, trade flows, etc. Identify products and support RMs to prepare the presentation on the customers past performance, economic conditions, potential targets, etc.
• Obtain quantitative rating of customers by sourcing their financial statements and assisting RMs on client identification . Create an indicative term sheet for the client, if rating is found favourable.
• Prepare credit application based on customer's financials, business projection, cash flow statements, organization history and trends/triggers in the past few years. Conduct stress tests and assist the RM in preparing quantitative rating for the customer, based on the industry report prepared by the Credit Research Team (CRT) and share it with the Credit Monitoring team for review and approval;
• To prepare post deal documentation related to Loans, deviation sheet, deal slip, provision transaction for draw downs/RTGS if required , inform treasury about the amount , tenor , rate etc for proper closure of the deal.
• Record maintenance to ensure compliance to policies/ processes as mandated by regulatory bodies (RBI, etc.); Prepare reports (deal pipeline list, funding report, excess INR reporting, customer categorization, etc.) on a periodic (as per the required frequency)/ad-hoc basis.
• Provide information requested by auditors and respond to audit queries as and when required; Support execution of action plans to ensure closure of non-compliances.
• To coordinate loan disbursements and other deal formalities with the relevant teams.
Knowledge Skills
• Knowledge of local regulations (like RBI regulations on Working capital, current account regulations, ECB, FDI, Buyer/ Supplier Credit, Credit Assessments, loans and advances etc,)
• Customer focus
• Communication skills
• Analytical skills
• Strong Financial Analysis Financial Modelling skills
• Result orientation
Experience: 9 - 12 years
Education: MBA, CA/ CFA preferred
Open to candidates from Rating Agencies , banks and captives .
Location : Mumbai
,
This job is provided by Shine.com
Areas Of Responsibility
• Prepare database of potential customers based on details like turnover, past 3 years financials, debt equity ratio, trade flows, etc. Identify products and support RMs to prepare the presentation on the customers past performance, economic conditions, potential targets, etc.
• Obtain quantitative rating of customers by sourcing their financial statements and assisting RMs on client identification . Create an indicative term sheet for the client, if rating is found favourable.
• Prepare credit application based on customer's financials, business projection, cash flow statements, organization history and trends/triggers in the past few years. Conduct stress tests and assist the RM in preparing quantitative rating for the customer, based on the industry report prepared by the Credit Research Team (CRT) and share it with the Credit Monitoring team for review and approval;
• To prepare post deal documentation related to Loans, deviation sheet, deal slip, provision transaction for draw downs/RTGS if required , inform treasury about the amount , tenor , rate etc for proper closure of the deal.
• Record maintenance to ensure compliance to policies/ processes as mandated by regulatory bodies (RBI, etc.); Prepare reports (deal pipeline list, funding report, excess INR reporting, customer categorization, etc.) on a periodic (as per the required frequency)/ad-hoc basis.
• Provide information requested by auditors and respond to audit queries as and when required; Support execution of action plans to ensure closure of non-compliances.
• To coordinate loan disbursements and other deal formalities with the relevant teams.
Knowledge Skills
• Knowledge of local regulations (like RBI regulations on Working capital, current account regulations, ECB, FDI, Buyer/ Supplier Credit, Credit Assessments, loans and advances etc,)
• Customer focus
• Communication skills
• Analytical skills
• Strong Financial Analysis Financial Modelling skills
• Result orientation
Experience: 9 - 12 years
Education: MBA, CA/ CFA preferred
Open to candidates from Rating Agencies , banks and captives .
Location : Mumbai
,
This job is provided by Shine.com
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