Analyst

Job Title- Credit Manager

Location- Kolkata

Role Description

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

· Best in class leave policy

· Gender neutral parental leaves

· 100% reimbursement under childcare assistance benefit (gender neutral)

· Sponsorship for Industry relevant certifications and education

· Employee Assistance Program for you and your family members

· Comprehensive Hospitalization Insurance for you and your dependents

· Accident and Term life Insurance

· Complementary Health screening for 35 yrs. and above

Your key responsibilities

· Credit appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities

· To be well versed in multi retail loan products and policies of HL, LAP, working capital and business loans, both secured and Unsecured.

· Evaluate and document the risks and mitigants while processing the proposal with adherence to quality and TAT

· Has understanding of property related knowledge with regard to legal title and market value of the property

· Timely completion of vendor management related activities, open audit queries and be able to guide and train sales personnel and CPA’s.

Your skills and experience

· Candidate must be PG/ CA with at least 7-8 years of work experience in Underwritting of banking retail secured loan portfolio

· Should have basic knowledge of Legal and valuation of properties at the location

· Excellent written and oral communication skills

· Is adaptable and proactive on implementing technological changes in process when implemented

How we’ll support you

· Training and development to help you excel in your career

· Coaching and support from experts in your team

· A culture of continuous learning to aid progression

· A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.htm